Depending on the type and amount of insurance you are applying for, as well as your age, you will be required to provide certain information and medical evidence in order to qualify. This is paid for by the insurer.
Commonly, a nurse will be sent to your home or office to take a blood and urine sample and do a health history questionnaire with you. They will also take blood pressure readings, and measure your height and weight.
For certain age groups and for higher insurance amounts, the nurse may do an electrocardiogram reading (EKG). An EKG records electric impulses of the heart through a band across your chest while you rest.
There are several things you can do to prepare for your insurance medical, and make sure you are going to get the best possible results:
- Get a good night's sleep the night before
- Consider booking a morning appointment with the nurse so that you don't have to fast during working hours
- Avoid alcohol, caffeine, nicotine, strenuous exercise and salty/fatty/rich foods 24 hours before your medical
- Have a glass of water an hour ahead of the meeting
- Rebook if you are feeling upset or particularly stressed
For more information, please contact our office at 604.872.2866 or info@truebenefits.ca.
Rachel von Sturmer
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